Lease Now, Buy Later

We Offer Multiple Financing Options – No Credit? No Problem!

At Coastal Appliance Outlet, we make it easy to bring home the appliances you need with flexible financing options from trusted providers: American First Finance, Progressive Leasing, and Snap Finance. Whether you have great credit, poor credit, or none at all—there’s a solution for you.

🔍 Compare Our Financing Partners:

Progressive Leasing

Type: Lease-to-Own
Who It's For: Customers with no or limited credit
Benefits:
No credit needed (soft pull only)
Instant decisions
90-day early purchase option
Low initial payment (~$79)
Weekly, biweekly, or monthly payment options
Snap Finance
Type: Lease-to-Own
Who It's For: Customers with poor or no credit
Benefits:
- Approvals up to $5,000
- 100-day cash payoff option
- Fast, easy application
- Flexible payment plans
- No hard credit check

American First Finance

Type: Traditional Installment Loan
Who It's For: All credit types, especially those looking to build or rebuild credit
Benefits:
- You own the item immediately
- Terms from 6 to 24 months
- Reports to credit bureaus (may help credit)
- Up to $5,000+ approval amounts
- Early payoff option available